FD Calculator
Calculate your fixed deposit maturity amount and interest earnings.
Enter Your Details
Amount you want to invest
Interest rate per annum
FD tenure in months
Your FD Maturity Amount
Fixed deposits are a safe investment option with guaranteed returns.
Interest Earned
₹51,97,591
💡 Key Insights
- Interest earned: ₹₹51,97,591
- Effective annual rate: 6.63%
- Maturity amount: ₹₹1,28,97,591
FD Calculation
| Principal Amount | ₹77,00,000 |
| Annual Interest Rate | 6.50% |
| Tenure | 96 months (8.0 years) |
| Compounding | Quarterly |
| Interest Earned | ₹51,97,591 |
| Maturity Amount | ₹1,28,97,591 |
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The Fixed Deposit (FD) Calculator helps you calculate the maturity amount of your fixed deposit investment. FDs are one of the safest investment options in India, offering guaranteed returns backed by banks. They're ideal for conservative investors who prioritize capital safety over high returns. This calculator shows you exactly how much your money will grow over your chosen tenure, helping you plan for financial goals with certainty. FDs also offer tax benefits through Section 80TTA for senior citizens.
The FD calculator uses the compound interest formula: A = P × (1 + r/100)^n, where P is your principal amount, r is the annual interest rate, and n is the number of years. The calculator compounds interest quarterly (standard for most banks) and shows your maturity amount and total interest earned. It also calculates the effective annual return considering compounding.
If you invest ₹1 lakh in an FD at 6.5% annual interest for 5 years: Your maturity amount would be approximately ₹1.37 lakhs, earning ₹37,000 in interest. This guaranteed return makes FDs attractive for conservative investors.
Fixed deposits are one of the safest investment options. Use this calculator to understand your FD returns and plan your savings
Frequently Asked Questions
Common questions about the FD Calculator
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